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If you have extensive missing or broken teeth, there are options to renew your smile. Temporary dentures are one option, but these tend to have recurring costs for maintenance or replacement. DIO Navi implants implemented by a trained dental team can be worth the investment. These implants will be easier to maintain and last longer than cheaper options. To learn more about this innovative system and how it can help you restore your smile, contact us at (02) 9158 6328 today.



If the cost of dental implants is a barrier to experiencing a healthy smile, there are some options you can consider to pay for your implants over time. Dental implants may seem costly, but you don’t have to pay a lump sum upfront. Some dental clinics offer a range of payment options to suit your circumstances so you can smile confidently.

Once you’ve decided that implants are the right solution for you, the next step is to plan the procedure and finance. To help you navigate the various payment options and select a plan that suits you best, here are some ways to finance your treatment.

Five ways to finance implants

paying for dental implantsThe total dental implant cost from start to finish typically reaches about $19,500, depending on the complexity of the treatment you need. Understandably, you may not have this amount of cash available upfront. We believe that an upfront payment should not be a barrier to achieving a healthy, confident smile. Whether you decide to make a single payment for your treatment or spread the cost over time, there are some flexible options you can consider when choosing how to finance implants.

1. A single payment that includes follow-up appointments

Knowing the entire cost of your treatment from the beginning can provide you with peace of mind. When selecting a clinic for your procedure, be sure to request an all-inclusive fee that includes any follow-up appointments or visits. This will enable you to plan and budget effectively while guaranteeing there are no hidden charges associated with your care.

At DDSS, we are proud to offer DIO Navi’s groundbreaking implants. Our dentists have been highly trained in the most successful implant surgery technique, so you can rest assured that your procedure will be administered with maximum care and precision. Come visit us today for an experience like no other!

This up-front, one-off cost includes review appointments during the first six months after the initial surgery. Once you are happy with your new teeth, you won’t have to worry about dental costs for a long time.

While tooth implants have a higher initial cost than removable dentures, these implants last much longer and aren’t easily lost or broken. The initial cost for a durable solution and no ongoing prosthesis replacement is worthwhile.

2. Private health insurance

Your private health insurance may contribute payment towards the total up-front cost of implants, depending on the level of coverage that you have. Most dental clinics can swipe your card and claim your health insurance on the spot, so you can then pay the remaining gap.

3. Use an interest-free payment plan.

Some dental clinics may offer an interest-free payment plan if a one-off payment is out of reach. A payment plan allows you to begin your implant treatment before saving the total sum for the up-front fee.

pay for dental implantsDDSS offers interest-free payment plans. To be eligible, you must be:

  • 18 years or older
  • An Australian citizen or resident
  • Employed

At your complimentary initial consultation, you can let us know if you are considering a payment plan as an option to finance your treatment. Our staff can help you to apply for the most suitable payment plan for your circumstances.

When you choose an interest-free payment plan, you can expect the following:

  • No interest
  • Flexible payment terms from 3 months up to 24 months
  • Cover for up to $30,000
  • Straightforward applications which our team can assist with

Some plans require an upfront deposit, while others don’t. In all cases, our staff can help you find the right plan for your needs.

4. Take out personal finance.

how to pay for the dental implantsFor those who aren’t eligible for an interest-free payment plan, a personal loan may help finance your implant treatment. You can enquire with your bank or finance broker to determine your options. When taking this option, you may decide to pay for part of the total cost upfront and only borrow part of the total amount. When taking out a personal loan, consider the interest rate, repayment period, total cost and any applicable fees. This may be a good option if you want your implant surgery to be done abroad.

5. Early release of superannuation

If a finance or payment plan isn’t a suitable option, there’s one more avenue you can consider to finance your tooth implants. You can apply for early access to superannuation to cover the treatment amount, regardless of your age.

You can have early access to your super in limited circumstances, such as severe financial hardship or a severe medical condition. We have experience assisting our clients with applications for the early release of their superannuation. If this is something that you are considering, you can ask our staff about this finance option when you attend your initial consultation.

There are options to finance your dental implant treatment if this is the best solution to replace damaged teeth, here or abroad. If the cost is a barrier to getting your smile sorted, our staff can help you find a suitable payment structure. When you book a complimentary consultation, we can discuss the best treatment and payment options to enable you to regain your confident smile hassle and worry-free! We can help you restore your smile, so contact us at (02) 9158 6328  today!


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